The OnlyFans management contract an agency can actually rely on.

Most of the agency disputes we see start with a contract the agency wrote for itself in an afternoon, adapted from a talent agency template or a forum post and never tested. An OnlyFans management contract drafted from the agency's side has two jobs. It has to secure the fee and the work. And it has to show, if anyone ever asks, that the agency runs a marketing business and nothing else. A creator reading the same document looks for different things, covered in the 12 clauses a creator should check.

Legally, it is a services agreement between two independent businesses. The creator holds the OnlyFans account, verified in her name, and remains the person the platform deals with: if someone else assists a creator with her account, the Terms of Service say "this does not affect your legal responsibility". The agency sells work. It does not buy the account, the content or the person, and the contract should read that way, without the fixed hours and sanctions of an employment agreement.

Which services should the contract name?

All of them. "Full management" means nothing on the day a creator says the agency did not do what it promised. A workable scope states which platforms are covered (OnlyFans alone, or Fansly and MYM too), which social accounts the agency runs, whether it supplies chatters, who produces content and who pays for advertising and software.

Then say what the agency does not do. It does not choose what the creator films, does not set her working hours and does not book collaborations without her written approval. That paragraph protects the agency more than the creator, because it draws the line between management and control, and that line is the one regulators look at. Add a monthly statement showing gross fan payments, the platform fee, refunds and chargebacks, and the commission taken: it settles most fee disputes before they start.

Should the commission be calculated on gross or net?

OnlyFans charges creators a fee of 20% of all fan payments, so the base you pick changes the real price of your service by a quarter.

A 30% commission on gross costs the creator $3,000, which is 37.5% of what she actually received. Quoting on gross breaks no rule, but the contract has to say so plainly, with a worked example, or a creator who discovers the difference later will argue she never understood the deal.

Two more points belong in the clause. The Terms of Service let OnlyFans deduct the creator's share of any payment a fan successfully refunds or charges back, so your base should follow that deduction, with a clawback if you were already paid. And commission should stop on the termination date: commission that survives the contract indefinitely is the first clause creators challenge.

The cleaner payment flow has the platform paying the creator and the creator paying your invoice. If the agency collects and passes money on, write in a payment deadline and a statement with every transfer. For payments made after December 31, 2025, a business that pays a non-employee $2,000 or more in a year for services generally reports it on Form 1099-NEC, so decide who files what before the first payout.

Who holds the account, the logins and the content?

The creator. The OnlyFans Acceptable Use Policy tells users not to "sell, rent, transfer, or share" their account, and each account is tied to a verified person. An agency that treats the account as its own asset is relying on a clause the platform contradicts. What it needs is authorized access, and the contract should state that:

• the account, its email address and its payout details belong to the creator;
• the agency works under her written authorization, through tools she has approved;
• nobody at the agency changes the email, password or payout settings;
• every access is returned or revoked within a fixed number of days after the end.

This protects you as much as her. If a chatter's device is compromised or a payout goes missing, a clean record of authorized access is your answer. Our guide to leaving an agency shows what a creator will ask for at the exit.

The content follows the same logic. Under 17 U.S.C. § 204, a transfer of copyright ownership is not valid unless it is in writing and signed by the owner, so an agency cannot pick up content through a vague clause. It rarely needs to. What it needs is a license: non-exclusive, limited to promoting the creator's own accounts on the platforms named, for the life of the contract. If the agency's own photographer or editor produces files, say who owns them.

What should the contract say about chatters?

Chatting is where agencies make their money and where they create most of their exposure. The creator has to know that others write in her name and has to approve the rules they follow. Attach a written chatting policy and make it binding on the agency's team: no promise of a meeting, no content she has not approved, no personal details about her, no invented emergencies to close a sale. The Acceptable Use Policy prohibits misleading or deceptive conduct, and aggressive scripts are how an agency drifts into consumer-protection trouble.

Whether the account tells fans that a team helps run it is a decision for the creator and the agency to make together and write down, rather than leave to each chatter. The status of the chatters themselves is covered in chatters: employee or independent contractor.

How long should it run, and what governs it?

An initial term of six or twelve months, then renewal by periods, with thirty days' written notice on either side, is easy to defend. Add termination for cause without notice: unpaid commission on one side, content published without approval on the other. Then write the exit as a procedure: final statement, last commission on revenue earned before the end date, handover of access, deletion of the files the agency holds.

Resist locking creators in with penalties. A clause that makes a creator owe $50,000 for leaving early is no estimate of your loss, and courts decline to enforce liquidated damages that are punitive or unconscionable. In a hostile dispute, an exit the creator cannot afford also reads as pressure to keep her working, which is the last impression an agency wants to give an investigator.

Confidentiality runs both ways: the agency sees her legal name, address and income, she sees your scripts and pricing. Governing law is a choice, and an agency working with creators in several states should pick a law and courts it can live with, then check whether the creator's own state could override them. In the United States, reading the contract against that law is work for an attorney licensed in the state concerned; our guide on when you need a lawyer for OnlyFans explains how to choose one.

Is OnlyFans management legal, and how does the contract show it?

Managing creators for a commission is generally lawful in the United States, although some states, California in particular, require a talent agency license from anyone who procures engagements such as brand deals or collaborations, as we set out in is an OFM agency legal in the US. The risk lies in a few practices, and the contract is the first document a platform or an investigator reads to see which side the agency is on.

The first group of clauses covers age and identity. Every creator must be at least 18, and the Terms of Service require proof of identity and written, informed consent from anyone else who appears in content. The agency should confirm this is done and refuse any shoot with an unverified participant. Producers of sexually explicit content also have record-keeping duties under 18 U.S.C. § 2257; see our guide to age verification.

The second covers the line FOSTA-SESTA drew in 2018. Public Law 115-164 created 18 U.S.C. § 2421A, which punishes owning, managing or operating an interactive computer service with intent to promote or facilitate another person's prostitution by up to 10 years, and up to 25 in aggravated cases. The Acceptable Use Policy separately bans escort services and prostitution. Put both in writing: no in-person meeting with a fan arranged, promoted or paid for through the agency, no share of any off-platform income of that kind, and immediate termination if it happens. Add that the creator works freely, can leave on the stated notice and keeps control of her documents and earnings. Those sentences cost nothing, and they are the agency's best evidence.

How do we draft or review a management contract?

OFM Legal is a consulting firm based in Europe, not a US law firm, and this article is general information rather than legal advice. We prepare and review management contracts for agencies working internationally: the commercial structure, the platform-compliance clauses, the chatting policy and the exit. When the contract is governed by the law of a US state, the final validation is done by a partner attorney licensed in that state, who advises you directly on that law. You keep one point of contact and receive a written quote before any work begins.

The contracts page sets out the scope, and the agencies page covers the rest of our work with agencies. A draft can be sent through the contact form. If your template predates your first chatter, it is probably the document to start with.

Your contactOlivier MaciejewskiFounder of OFM Legal · Former international business lawyer (HEC Paris, Arendt, Clifford Chance) · Official MYM partnerHis background Updated September 18, 2026

This article is general information and does not replace advice tailored to your situation. OFM Legal is not a law firm: court proceedings are handled by our partner lawyers.

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