OFM glossary: every industry term, explained and put in legal context.

Payout meaning: OnlyFans or MYM sending your earnings to a bank or e-wallet. Pending periods, minimum withdrawals, what your bank sees, US and UK tax.

OFM account manager: the person running an OnlyFans or MYM account day to day in an agency. Duties, US and UK status, the contract and who stays liable.

UGC (user-generated content) meaning: what a UGC creator does, how it differs from influencer marketing, copyright licensing, US and UK fake review rules.

Content creator legal status in the US and UK: sole proprietor, sole trader, LLC or limited company, how income is taxed, and FTC, ASA and CMA ad rules.

Pimping, pandering, procuring: legal definitions in US state and federal law (FOSTA-SESTA) and the UK Sexual Offences Act 2003, and why OFM agencies care.

Findom (financial domination) meaning: a consensual kink of sending money to a dominant. When it becomes extortion in US and UK law, and how it is taxed.

Cam girl meaning: an adult who performs live on webcam for paying viewers. Where it is legal, the lines in US and UK law, and how the income is taxed.

W-8BEN: the IRS form a non-US creator gives a platform to certify foreign status and claim treaty benefits. The UK-US treaty, W-8BEN-E and W-9.

Shadowban meaning: a platform quietly limiting how far your posts are shown. Why OnlyFans creators get hit on Instagram, TikTok and X, and how to appeal.

Doxxing meaning: publishing someone's real name, address or contacts to expose them. Is it illegal in the US and UK, and how creators protect anonymity.

Catfish meaning: pretending to be someone else online with a fake profile. Fake creator accounts, AI personas, and when it becomes fraud in US and UK law.

Chargeback meaning: a fan disputes a card payment and the money is clawed back. Impact on OnlyFans balances, friendly fraud, US and UK rules, your rights.

DMCA takedown meaning: the US procedure of 17 U.S.C. § 512, valid notices, counter-notices, UK and EU equivalents, and using it against OnlyFans leaks.

Sexting meaning: exchanging sexual messages, photos or videos. Paid sexting on OnlyFans, consent, minors, sextortion, US and UK law and where to get help.

GFE means girlfriend experience, a simulated relationship sold to a client. Its use in OnlyFans chatting and when it becomes deception or a crime in US/UK.

KYC means know your customer: the identity and source-of-funds checks banks and OnlyFans run. What US and UK law require and why accounts get frozen.

NSFW means not safe for work: content, usually sexual, not to open at work. Definition, SFW, rules on X, Instagram and TikTok, and US and UK law on minors.

PPV means pay per view: content sold item by item on top of a subscription. OnlyFans PPV messages, pricing, refunds, tax and deceptive practices rules.