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Checking an OnlyFans / MYM agency before signing: company records, reputation, red flags.

OnlyFans agency scam or reliable OFM agency? Check Companies House or US state registers, directors, filed accounts, creator reviews and warning signs.

By Olivier MaciejewskiUpdated June 23, 20269 min read
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Key points
  • A serious OnlyFans or MYM agency is an identifiable company: a registration number, an address, a named director. Companies House in the UK and the Secretary of State registers in the US let you check that in minutes, for free.
  • Searches for "OnlyFans agency scam" and "reliable OFM agency" are booming because the industry mixes solid companies with managers who have no structure at all: the check is done before signing, not after the first missed payment.
  • Seven warning signs: no company, income promised in figures, a contract they will not send you, a request for access to your account or your payout, pressure to sign quickly, imposed content, a refusal to change a single clause.
  • The law protects you even before signature: a contract obtained by misrepresentation can be rescinded, and consumer protection rules reach agencies that make claims they cannot support.
  • Everything promised verbally must appear in writing: the company that signs, the services, the commission, the payment route, ownership of the account and the exit.

Texts and figures checked on June 23, 2026. Sources are listed at the end of the article.

"OnlyFans agency scam", "reliable OFM agency", "OnlyFans agency reviews": those three searches say the same thing. Creators signed quickly, with someone they only knew through Telegram or Instagram, and now want to know whether they were wrong. The good news is that checking takes less than an hour and requires no legal training. This guide explains how to make sure an agency exists, who runs it, what the industry says about it, which signals should make you refuse, and what to get in writing before signing.

Checking that the agency exists: company extract, public directory, foreign register

A serious OFM agency is a company. Not a handle, not an Instagram account with screenshots of earnings: a registered company, with a number, an address and a director. Every country publishes that. In the United Kingdom, Companies House shows the company number, incorporation date, registered office, directors, people with significant control and the filed accounts, all free. In the United States, each state's Secretary of State runs a business search showing formation date, status, registered agent and, depending on the state, the officers.

You do not need to ask the agency for anything to begin with, and that is the point: check first, ask afterwards. Type the agency name and the director's name into the register yourself. Three things are worth reading rather than glancing at: the incorporation date — an agency "with eight years of experience" incorporated last March is telling you something; the filed accounts, where they exist, which show whether there is a business behind the Instagram page; and the director's other companies, which is where a history of dissolved entities shows up.

Many agencies are registered abroad: United Kingdom, Dubai, Malta, Poland, Estonia. That is not a warning sign in itself, provided the company exists. For the United Kingdom, the Companies House register is public and free; for European Union countries, the European e-Justice portal interconnects the national commercial registers. For Dubai or other less transparent jurisdictions, ask the agency for its registration certificate and the name of the free zone, then check that the name on the certificate matches the one that will sign the contract.

Three questions are enough at this stage. Does the company exist? Is the name on the contract that company's, rather than an individual's? Is the address a real registered office or simply a mail-forwarding service?

Who runs the agency, since when, with what history

The company record gives you the director's name. Look them up. An agency created three months ago by a 22-year-old director is not necessarily a scam, but it has no track record, and it is your income that will be used to build one. An agency of three years, with annual accounts filed (viewable on the public directory or the registry site), an identifiable director and a stable address, offers a different guarantee.

Also look at what the director did before. A succession of companies created then struck off, a recent liquidation, a change of agency name after a wave of negative reviews: these facts are public and tell a story. Conversely, a director who appears openly, under their real name, in consistent content over several years, is taking a reputational risk that protects you too.

What creators' groups say: reading reviews methodically

Reviews of OnlyFans agencies circulate in Telegram groups, Discord servers, Reddit forums and TikTok accounts. They are valuable and biased at the same time: disappointed creators speak more than satisfied ones, and some agencies produce their own testimonials. Three rules for reading them.

First, search for the company's name and the director's name, not only the agency's trading name, which is easily changed. Then, favour precise accounts (dates, amounts, what happened on exit) over sweeping judgements. Finally, ask the agency to put you in touch with two creators it currently manages and one who has left: the answer to that last request tells you more than ten reviews.

OnlyFans agency scam: the warning signs that should make you refuse

Some signals are not negotiable. They come up in almost every creator-versus-agency dispute file we see.

  • No identifiable company, or a contract in an individual's name when you are being told about an "agency".
  • Income promised in figures ("€10,000 in the first month") or screenshots of dashboards whose origin nothing proves.
  • A contract they will not send you before signature, or only a few hours before, "to move fast".
  • A request for access to your OnlyFans or MYM account, your email address or your payout bank account, before any contract exists.
  • Pressure to sign quickly: limited places, offer valid tonight, "others are waiting".
  • Imposed content: type, frequency, practices, or any hint of meetings with fans.
  • A refusal to change a single clause.

Any one of these signals justifies postponing signature. Two justify refusing. The second to last, imposed content, is no longer only a contractual matter: it is the line beyond which an agency leaves the supply of services and enters ground that criminal law watches closely, as we explain for the United States and the United Kingdom.

What the law guarantees you even before signing

The period before signature is not a legal vacuum. A contract induced by a misrepresentation of fact can be rescinded, and a party who stays silent about something they know to be decisive risks the same treatment where a duty to speak arises. Consumer protection rules go further: in the United Kingdom the Digital Markets, Competition and Consumers Act 2024 has prohibited misleading actions and misleading omissions since 6 April 2025, and in the United States the FTC and state attorneys general pursue deceptive earnings claims. An agency that knows its commission is calculated on your gross income, or that it will keep access to your account, is expected to say so before you sign — and an agency promising you a specific monthly figure is already on thin ice.

Article 1137 goes further. Fraudulent misrepresentation, that is, obtaining consent "through manoeuvres or lies", or intentionally concealing decisive information, allows the contract to be annulled. Income promised in figures the agency knew to be unrealistic, false testimonials, a company presented as established when it does not exist: all of these can be characterised as fraud by a judge. These texts do not replace checking beforehand, but they open a way out for those who have already signed.

What to ask for in writing before signing

A reliable agency has no difficulty answering the following questions in writing, and its answer, even a negative one, tells you something. The exact name and registration number of the company that will sign. The complete contract, in a language you read, several days before signature. The list of services provided and the commission rate, with its basis of calculation. The payment route: who collects the payout, who passes it on, within what deadline, with which statements. Ownership of the account, the email address and the content, during and after the contract. The exit conditions: term, notice, handover of access.

Each of those answers corresponds to a clause we set out in our article on the 12 clauses of an agency contract. Verbal answers do not count. What the agency promises on a video call and refuses to write down, it will not do.

What a reliable agency actually is

It is neither the biggest nor the one that promises the most. It is a company that exists, run by identifiable people, that sends you a readable contract before asking you for anything, that leaves you in control of your account and your payout, that produces statements, and that accepts that you can leave. Everything else, commission rate included, is negotiable.

If you have already signed with an agency that does not tick those boxes, nothing is fixed: our guide on how to leave your agency sets out the levers, and the first call with us is free, fifteen minutes, reply within 24 hours, through the contact form or Telegram.

Frequently asked questions

How do you know whether an OnlyFans agency is a scam?
Start by checking that the agency is a registered company: search its name and its director's name on the relevant register — Companies House in the United Kingdom, the Secretary of State business search in the US state concerned, the e-Justice portal for the European Union. Then search the company's and the director's names in creators' groups. An agency with no company, promising specific income figures, refusing to send the contract in advance or asking for access to your account before any signature stacks up the warning signs.
Is an OFM agency based in Dubai or abroad reliable?
Being registered abroad is not a warning sign in itself: many serious agencies are established in the United Kingdom, Malta, Poland or Dubai. What matters is that the company exists in the local register, that the name on the contract is that company's, and that the contract provides for a governing law and a court you can actually go to. A foreign agency with no verifiable registration certificate is an agency you will never be able to sue.
Where can you find reliable reviews of an OnlyFans or MYM agency?
In creators' Telegram and Discord groups, on Reddit and on TikTok, searching for the company's and the director's names rather than only the trading name, which is easily changed. Favour precise accounts (dates, amounts, what happened on exit) over sweeping judgements, and ask the agency to put you in touch with creators it manages and with one who has left.
Can an agency ask for my OnlyFans logins before signing?
No. Before signature, an agency needs neither your logins, nor access to your email address, nor your payout bank details. A request of that kind before any contract exists is one of the surest warning signs. Even after signature, the contract must state that the account, the email address and the payout remain your property and that access is handed back on exit.

Sources and legal texts

Olivier Maciejewski, founder of OFM Legal
Your contactOlivier MaciejewskiFounder of OFM Legal · Former international business lawyer (HEC Paris, Arendt, Clifford Chance) · Official MYM partnerHis background Updated June 23, 2026

This article is general information and does not replace advice tailored to your situation. OFM Legal is not a law firm: court proceedings are handled by our partner lawyers.

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