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Service 4 / 9 · Bank account & crypto

An account that holds, payouts that arrive.

The bank is the first breaking point of an OFM business: a transfer frozen on Friday, a closure letter on Monday, and nobody gets paid. Some institutions accept these flows. You need to know which, and how to present the file.

What exposes you

Three situations we see every week.

The closure with no explanation

A short notice period, sometimes none, and payouts have nowhere to go. Without a backup account, the agency stops.

The frozen transfer

Compliance wants the source of funds. A late or incomplete answer, and the freeze turns into a suspicious activity report.

Crypto converted the wrong way

USDT converted without paperwork is the best way to get the next account closed.

How it works

A questionnaire, a call, a deliverable, follow-up.

1You describe your flows

Payouts, commissions, chatter payments, crypto: where the money comes from, where it goes, in which currency. A ten-minute questionnaire, kept confidential.

2A 15-minute call

Is your setup sustainable, which institutions can accept your profile, what to prepare before approaching them. Written quote within 24 hours.

3The compliance file

Built once, reusable for every institution.

4Opening, unfreezing, then follow-up

We present the file to suitable institutions and answer their questions. Then a check-in whenever your flows change.

What we cover

The scope, topic by topic.

Business account that accepts OFM flows

Banks, payment institutions and EMIs that accept OnlyFans, MYM, Fansly, Fanvue, Reveal and Maloum income, matched to your country, structure and volumes.

The compliance file

Registered business, contracts, platform statements, flow chart, source of funds, ID documents. A well-built file passes first time; an improvised one closes doors for a long time.

Frozen account, held transfer, source-of-funds request

We answer the bank on your behalf, with the documents it expects, within its deadline. If the relationship is lost, we prepare the next one before payouts stop.

Paying chatters and managers

Teams in the Philippines, Latin America or Eastern Europe: institutions, currencies, paperwork and contracts that make those transfers explainable.

Crypto: USDT, USDC

Stablecoins are legal, but every conversion must be reported and documented, and can alert a bank. We frame the circuit: exchange, paperwork, tax, conversion to fiat.

Separation of flows

Personal, company and creators' accounts kept apart, so a problem on one does not halt the business and every dollar can be explained.

Who it is for

Two businesses, one service.

Agencies and managers
  • Business account that accepts OnlyFans and MYM flows
  • Multi-currency accounts, EMIs, paying chatters abroad
  • Answering a source-of-funds request or a closure
  • USDT / USDC: receive, convert, document
Everything for agencies
Creators
  • Account refused or closed: an institution that accepts your income
  • Separating personal and business accounts
  • A file ready to pass compliance the first time
  • Secure payouts, in your currency
Everything for creators
FAQ

Frequently asked questions.

Which banks accept OnlyFans income?
Few high-street banks, several online banks, payment institutions and EMIs in the US, the UK and Europe, if the file is clean. Names change with time and with your profile: we keep the list current and know where to present each file.
Can my bank keep my money?
No. It can close the account, but it must return the balance. A prolonged freeze is handled with a professional, not by emptying the account in a panic.
What about crypto?
Getting paid in USDT or USDC is possible if you report, document and convert it properly. We set up the circuit so conversion does not get the account closed.
My account has just been closed. What do I do in the next 48 hours?
Do not empty the account, keep the closure letter and statements, redirect payouts to a backup account if you have one, and write to us. We open a replacement during the notice period.
Do I need an account abroad?
Not necessarily. An institution that accepts the sector is usually enough. A foreign account makes sense when the company or the owner is really based there, not to get around a bank at home.
Let's talk about your agency

The tax office never gives notice.

We identify the risks your agency is running, then you get a clear quote.

Olivier Maciejewski in a working session